Loan Rates

Effective Date: January 1, 2014

Autos, Boats and Motorcycles (2013 or Newer)
Annual Percentage Rate Term Approx. Monthly Payment
per $1,000 borrowed
at the full term
As low as 2.60% 36 months or less  $28.93
As low as 2.75% 37 - 48 months  $22.05
As low as 2.90% 49 - 60 months (value $7,500+)  $17.94
As low as 3.40% 61 - 84 months (value $25,000.00+)  $13.41
Autos, Boats and Motorcycles (2012 and older)
Annual Percentage Rate Term Approx. Monthly Payment
per $1,000 borrowed
at the full term
As low as 3.10% 36 months or less, 2006 - 2012  $29.16
As low as 3.25% 37 - 48 months, 2006 - 2012  $22.27
As low as 3.40% 49 - 60 months, 2006 - 2012 (value $7,500 +)  $18.17
As low as 3.60%

36 months or less, 2005 and older

 $29.39
As low as 3.75% 48 months or less, 2005 and older (value $7,500 +) $22.50
Recreational Vehicles (Motorhomes, 5th Wheels and Travel Trailers)
Annual Percentage Rate Term Approx. Monthly Payment
per $1,000 borrowed
at the full term
As low as 4.15% 60 months or less, 2013 and newer  $18.51
As low as 4.65% 61 - 120 months, 2013 and newer (value $25,000 +) $10.46
As low as 4.40% 60 months or less, 2006 - 2012 $18.63
As low as 4.90% 61 - 120 months, 2006 - 2012 (value $25,000 +) $10.58
As low as 4.65% 60 months or less, 2005 and older $18.75
Classic Cars
Annual Percentage Rate Term Approx. Monthly Payment
per $1,000 borrowed
at the full term
As low as 4.60% 48 months (must have appraisal)  $22.89
Signature Loans
Annual Percentage Rate Term Approx. Monthly Payment
per $1,000 borrowed
at the full term
As low as 8.00% 48 months or less  $24.49
As low as 8.00% Line of Credit / Overdraft Protection
** Term may vary, contact the credit union for details
N/A
Mortgage Loans (refinances, first and second mortgages and home equity loans)
Annual Percentage Rate Term Approx. Monthly Payment
per $1,000 borrowed
at the full term
As low as 3.75% 1st Mortgage 10-year fixed  $10.02
As low as 4.00% 1st Mortgage 15-year fixed  $7.41
As low as 2.75% 1st Mortgage 5-year balloon/30-year amortization  $4.09
As low as 3.125% 1st Mortgage 7-year balloon/30-year amortization  $4.29
As low as 3.50%

2nd Mortgage/Equity loans 60 months or less **Amortizations up to 15-years, but must balloon at 60-months

 $18.22
As low as 4.50%

2nd Mortgage/Equity loans 61 - 84 months **Amortizations up to 15-years, but must balloon at 84-months

 $13.93
 
Home Equity Line of Credit - Share Loan - Share Certificate Loan
Call the credit union at (402) 475-7059 for information on a Home Equity Line of Credit Loan.
 
 

Annual percentage rates and terms subject to change without notice.  Interest rate may be based on credit score.