Fee Schedule

Fee Schedule                                     Effective: February 28, 2013
Checking Account Fees
Non-Sufficient Fund Check $35.00 per item
ACH Return $35.00 per item
Deposited Return Item $10.00 per item
Stop Payment Fee $25.00 per request
Item Held For Collection $10.00 per item
Automatic Transfer from Regular Share Fee $5.00 per transfer
Special Statement Fee $2.00 per statement
Photo Copy of Statement Fee $2.00 per copy
Photo Copy of Check Fee $2.00 per copy
Nifty Fifty Account Below Minimum Balance Fee $3.00 per month if minimum balance is not maintained
Closing a Checking Account within 3 Months of the Open Date Fee $20.00
Other Service Fees
Non-sufficient funds item $35.00 per item
Replacement ATM Card Fee $10.00 per card
Replacement Visa Debit Card Fee $10.00 per card
Account Reconciliation/Account Research Fee $15.00 per hour
Statement Copy Fee $1.00 per copy
Wire Transfer (Domestic) Fee $20.00 per transfer
Wire Transfer (Foreign) Fee $35.00 per transfer
Incoming Wire Transfer (Domestic) $10.00 per transfer
Incoming Wire Transfer (Foreign) $30.00 per transfer
Certified (Cashier's) Check Fee $3.00 per check
Garnishments & Tax Levy $30.00
Account Closure/Unsatisfactory Account Fee $25.00
Closing a Share Account within 3 Months of the Open Date Fee $10.00
Dormant Account Fee $5.00 per month
Inactive Account No Charge
Bad Address Fee $5.00
Teller Check to 3rd Party $2.00
Stop Payment on Teller Check Fee $25.00
Bill Pay $5.00 per month
Foreign ATM Transaction Fee $3.00 per transaction
Late Loan Payment Fee $35.00
Travel Card $5.00
Gift Card $3.50
Safe Deposit Box Fees (Annual Rental)
3x5 $15.00
5x5 $20.00
3x10 $25.00
5x10 $35.00
7x10 $45.00
10x10 $55.00
Lost Key Fee $10.00
Drilling of Box Fee $250.00